Postal Life Insurance Job Circular

Postal Life Insurance Job Circular, Postal Life Insurance Job Circular 2025

চাকরির বর্ণনাঃ

জেনারেল ম্যানেজার এর দপ্তর, ডাক জীবন বীমা, পূর্বাঞ্চল, ঢাকা এ বিভিন্ন পদে নিয়োগের জন্য যোগ্য প্রার্থীদের কাছ থেকে দরখাস্ত আহবান করা হয়েছে।

পদ সমুহঃ

নিচের বিজ্ঞাপনটি দেখুন

আবেদন করার প্রক্রিয়াঃ

Postal Life Insurance (PLI) is a life insurance service offered by the Bangladesh Post under the Ministry of Post, Telecommunications, and Information Technology. It is one of the oldest and most trusted forms of life insurance in Bangladesh, designed to provide financial security to individuals and families in the event of death, disability, or other unforeseen circumstances.

Key Features of Postal Life Insurance:

1. Types of Insurance Policies: Postal Life Insurance offers various types of life insurance policies, which can be broadly categorized into:

   • Endowment Policies: These are savings-oriented policies that pay a lump sum amount after a specific number of years or upon the policyholder’s death. This policy provides a combination of life insurance coverage and a savings component.
   • Whole Life Insurance: This provides coverage for the entire lifetime of the policyholder and pays a benefit only upon death.
   • Term Insurance: A type of life insurance that covers the policyholder for a specific period. If the policyholder dies during the term, a payout is made to the beneficiaries.
   • Children’s Policies: These policies are specifically designed for the future financial protection of children, often focusing on education and marriage needs.
   • Convertible Policies: These policies allow a term insurance policy to be converted into an endowment policy at a later time.

2. Affordable Premiums:

   • One of the key attractions of Postal Life Insurance is its affordable premium rates. The premiums are generally lower compared to private life insurance companies, making it accessible to a larger segment of the population.

3. Government Backing:

   • As a government-backed insurance provider, Postal Life Insurance is considered a secure and reliable option. The Bangladesh government ensures the solvency and credibility of the scheme, providing added assurance to policyholders.

4. Payout Benefits:

   • Death Benefit: In the event of the policyholder’s death, the designated beneficiaries receive the insured amount.
   • Survival Benefits: For certain policies like endowment policies, the insured amount is paid out to the policyholder upon the completion of the policy term if the policyholder survives.

5. Tax Benefits:

   • Premiums paid under Postal Life Insurance policies are eligible for tax deductions under Section 80C of the Bangladesh Income Tax Ordinance, providing tax benefits to policyholders.

6. Easy Accessibility:

   • Postal Life Insurance policies can be easily accessed through various post offices across the country. This makes it convenient for people, especially in rural areas, to purchase and manage their insurance policies.

7. Loan Against Policy:

   • In some cases, policyholders can borrow money against the value of their Postal Life Insurance policies. This can be useful in times of financial need, as the policyholder doesn’t need to surrender the policy to take out a loan.

8. Long-Term Financial Security:

   • Postal Life Insurance is a tool for long-term financial planning and security, ensuring that the policyholder’s family is financially protected in the event of their untimely death.

9. Easy Claim Process:

   • The claim process for Postal Life Insurance is straightforward and handled through the Bangladesh Post offices, making it more accessible to people across the country.

How to Buy a Postal Life Insurance Policy:

• Individuals can visit any post office in Bangladesh to inquire about and purchase Postal Life Insurance policies. Staff at the post offices will assist in explaining the different policies available, terms, premiums, and benefits.
• After selecting the desired policy, the applicant needs to fill out the application form, submit necessary documents (such as identification and health details), and pay the premium amount.

Advantages of Postal Life Insurance:

• Government-backed reliability ensures the safety and security of the investment.
• Lower premiums make it affordable for a wide demographic, especially in rural areas.
• Easy access to services through post offices, especially in remote areas where other insurance companies may not have a presence.
• Flexible options in terms of policy types and coverage, catering to various needs (e.g., endowment, whole life, children’s policies).
• Tax benefits under government provisions

প্রতিদিনের চাকরির খবর গুলো ফেসবুকে পেতে জয়েন করুন আমাদের গ্রুপে । গ্রুপে জয়েন করতে ক্লিক করুন এই ছবিতে ।